09-20-2018, 05:45 PM | #1 | ||
Coordinator
Join Date: Jun 2002
Location: The scorched Desert
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Anyone ever received a Dark Web alert?
I received an alert from Creditwise that my SSN and contact information was found on a suspicious website.
I immediately placed a fraud with the credit bureaus which will require identity to be verified before extending any credit but am debating putting a credit freeze in, which prohibits any new accounts from being opened, even by me. I have no plans to open any new credit lines anytime soon, so I am seriously considering this. Just curious if anyone uses creditwise or anything similar and has received this type of alert before? I don't want to overreact as scammers get info all the time they use to call and solicit things, but I don't want to go through the hoops of fighting identify theft if someone is able to bypass the fraud alert. Ironically I went to see a new surgeon for the first time yesterday to get some of my BJJ injuries fixed and that is the first time in a long time I have given my SSN out, so I am wondering if their billing system might be compromised. Last edited by BYU 14 : 09-20-2018 at 05:46 PM. |
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09-20-2018, 06:10 PM | #2 |
Hall Of Famer
Join Date: Jun 2006
Location: Chicago, IL
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That'd be awfully quick for it to pop-up if it was the surgeon. Likely coming from a number of other databases that have been breached over the years.
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09-20-2018, 09:39 PM | #3 |
College Benchwarmer
Join Date: Nov 2000
Location: Amarillo, TX
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The good news is that the law requiring credit freezes to be offered free of charge goes into effect on Friday. When you need to lift the freeze, the estimate is that it should take an hour or less after you notify the bureaus. I guess the downside is that you'll have to notify each bureau separately.
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09-20-2018, 11:35 PM | #4 | |
Coordinator
Join Date: Jun 2002
Location: The scorched Desert
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Quote:
Did not know that thanks. I am going to watch my reports for a few days and decide. |
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09-21-2018, 02:13 AM | #5 |
Coordinator
Join Date: Nov 2003
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We froze our credit 9 months ago after somebody was stealing mail and trying to sign up for a bunch of store and credit cards, and other than having to unfreeze it when I was getting a corporate Amex briefly, it's been great having that peace of mind. Without it, we'd almost certainly have had somebody running up a ton of debt on our account.
I'm really not sure why it's not the default stance for people, especially as you can call and get it turned back on in less than a day. It's really not that hard to plan ahead for things you know you need credit for. |
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