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BYU 14 01-13-2020 10:30 AM

Quote:

Originally Posted by ISiddiqui (Post 3261707)
And Booker just dropped out of the race. It's sad that he didn't get more traction.


Agree, he was my favorite, just didn't seem to appeal to any one demographic enough to get traction. If Biden wins I would like to see him offer Booker the VP slot.

ISiddiqui 01-13-2020 10:40 AM

Quote:

Originally Posted by BYU 14 (Post 3261709)
Agree, he was my favorite, just didn't seem to appeal to any one demographic enough to get traction. If Biden wins I would like to see him offer Booker the VP slot.


Biden doesn't need to.

What doomed both Harris and Booker is that they imagined they'd have a built in African-American base, but Biden just took all that air out of the room.

If someone like Warren or Buttigieg wins the nomination, they'll have to reach out more to African-American voters and thus may select Booker as VP (though that failing is probably going to prevent them from getting the nom).

Biden, OTOH, doesn't really have to worry about that.

PilotMan 01-13-2020 11:13 AM

I think that the polling of black voters showing that among older voters Biden is heavily favored and among younger that Sanders is, means that one of them will really need to ultimately win the nomination to have the best chance of uniting the electorate. I really can't wrap my head around this at all. I had really hoped that Booker would have done better too.

ISiddiqui 01-13-2020 11:14 AM

Quote:

Originally Posted by PilotMan (Post 3261714)
I think that the polling of black voters showing that among older voters Biden is heavily favored and among younger that Sanders is, means that one of them will really need to ultimately win the nomination to have the best chance of uniting the electorate. I really can't wrap my head around this at all. I had really hoped that Booker would have done better too.


But even then, a recently Washington Post poll showed that 48% of black voters were backing Biden and Sanders, who was in second place, had like 20%. Biden has a massive lead - and it could be that older black voters aren't even willing to consider Sanders, whereas younger black voters may be.

Warhammer 01-13-2020 11:21 AM

Sanders comes across as a very angry old white guy. Biden comes off as an affable guy.

Edward64 01-13-2020 12:25 PM

Quote:

Originally Posted by Warhammer (Post 3261716)
Sanders comes across as a very angry old white guy. Biden comes off as an affable guy.


Yes, that's how I see it also.

Although none are perfect or near-perfect for me, I think the top 3 in my order of preference is Biden-Warren-Sanders.

If Bloomberg becomes a real contender, I would pick put him 1 or 2.

Atocep 01-13-2020 12:27 PM

Quote:

Originally Posted by ISiddiqui (Post 3261715)
But even then, a recently Washington Post poll showed that 48% of black voters were backing Biden and Sanders, who was in second place, had like 20%. Biden has a massive lead - and it could be that older black voters aren't even willing to consider Sanders, whereas younger black voters may be.


I think part of it is because moderates, who tend to be the older portion of the dem base, see Biden as the best chance at beating Trump and just aren't willing to move off of him. In a normal election cycle Biden's poor debate performances and gaffes probably cost him but, despite the deep pool of candidates, a sizable number of voters have their minds made up.

ISiddiqui 01-13-2020 12:51 PM

Quote:

Originally Posted by Atocep (Post 3261727)
I think part of it is because moderates, who tend to be the older portion of the dem base, see Biden as the best chance at beating Trump and just aren't willing to move off of him. In a normal election cycle Biden's poor debate performances and gaffes probably cost him but, despite the deep pool of candidates, a sizable number of voters have their minds made up.


I think that a feeling of general affability can overshadow debate gaffes. Some candidates just have a bit of Teflon on them. Look at George W. Bush for instance. Biden is the most affable person of the bunch - he passes the have a beer with test with flying colors.

Edward64 01-13-2020 01:35 PM

I don't buy Sanders saying a woman can't win. Seems out of character for him.

I can believe he said "you, Warren can't win" and maybe she misinterpreted it.

Chief Rum 01-13-2020 02:26 PM

Quote:

Originally Posted by ISiddiqui (Post 3261707)
And Booker just dropped out of the race. It's sad that he didn't get more traction.


That's a shame. I like Booker. I don't know that he was my top candidate but he was in the conversation.

ISiddiqui 01-13-2020 02:40 PM

It strikes me that Harris and Booker can be have some big time sway if they wanted. Granted both may be keeping quiet in hopes of getting in anyone's administration (California and NJ have Democratic Governors and usually Democratic voters - so losing them as Senators from those states wouldn't be as difficult as say Sherrod Brown). Warren and Buttigieg, who are both struggling with black voters would love to have either of them endorse them. Biden and Sanders are also fighting over the black vote as well - if Biden can get Harris to turn and endorse him, it's lights out, IMO.

GrantDawg 01-14-2020 10:57 AM

Tonight's debate should be interesting with this he said/she said from Sanders and Warren. Either one of them is lying, or there was a big miss-understanding. I imagine that along with the negative talking points the Sanders campaign were using is going to be a big part of the discussion. Will there be real fireworks? And if there is, can Biden stay above the fray and seem Presidential while is two main rivals duke it out?

Also, is there anyone left in the field that could get a bounce before caucus day? Sanders is riding a waive now, but could some else come from that lower 30% and make a jump? Or does Warren or Mayor Pete have another rebound in them?

ISiddiqui 01-14-2020 11:29 AM

I can buy it being a misunderstanding, or Sanders saying something that is probably true (a woman will have a much harder time winning against Trump who loves to weaponize misogyny), but you shouldn't say to a woman running for President.

albionmoonlight 01-14-2020 03:14 PM

I took one of those "who do you agree with more" quizzes, and apparently I agree most with Yang.

Weird.

ISiddiqui 01-14-2020 03:17 PM

Quote:

Originally Posted by albionmoonlight (Post 3261900)
I took one of those "who do you agree with more" quizzes, and apparently I agree most with Yang.

Weird.


The WaPo one? I got Warren and Yang tied on that one.

albionmoonlight 01-14-2020 03:22 PM

Quote:

Originally Posted by ISiddiqui (Post 3261901)
The WaPo one? I got Warren and Yang tied on that one.


Yup.

I've been pretty tuned out, so I didn't realize that Yang had so many positions outside of UBI.

NobodyHere 01-14-2020 03:24 PM

Quote:

Originally Posted by albionmoonlight (Post 3261902)
Yup.

I've been pretty tuned out, so I didn't realize that Yang had so many positions outside of UBI.


His website has had a lot of position essays for a long time. It's one of the things I've liked about him, even if I don't always agree with some of his solutions (like "Freedom Dollars")

GrantDawg 01-14-2020 04:19 PM

Yang picked up Dave Chappelle's endorsement today. Why even bother with the vote now? Yang has it wrapped up.

molson 01-14-2020 06:40 PM

Quote:

Originally Posted by GrantDawg (Post 3261908)
Yang picked up Dave Chappelle's endorsement today. Why even bother with the vote now? Yang has it wrapped up.


You'd think that, but, as widely reported by actual news sources, Danny DeVito endorsed Bernie Sanders yesterday.

Personally I'm going to hang tight and see what Billy Crystal has to say.

PilotMan 01-14-2020 08:01 PM

Quote:

Originally Posted by molson (Post 3261918)
You'd think that, but, as widely reported by actual news sources, Danny DeVito endorsed Bernie Sanders yesterday.

Personally I'm going to hang tight and see what Billy Crystal has to say.



Why? Everyone knows that all real men only pay attention to who De Niro picks.

Edward64 01-14-2020 08:15 PM

Bernie's hand movement is irritating as heck especially the finger wagging. Others have hand movements but Bernie's is like in your face.

And Klobuchar is consistently going over (and over after being warned).

ISiddiqui 01-14-2020 10:36 PM

I think everyone just kind of held serve here, which is not great for Warren or Buttigieg. I think Klobuchar drops out before Super Tuesday (maybe even as early as after Iowa) and soon thereafter endorses Biden.

Sent from my Pixel 4 XL using Tapatalk

GrantDawg 01-15-2020 05:53 AM

#neverWarren #PrimaryWarren #lyingLiz are all trending right now. All that does to me is confirm "Bernie Bros" are the MAGA gang of the left.

Galaril 01-15-2020 07:31 AM

Yikes the end of that debate with Warren refusing Sanders handshake well that won’t help her. But Sanders has been hurt by the accusation whether true or not.

JPhillips 01-15-2020 08:17 AM

Neither one can win without the supporters of the other. So, good night for Biden, I'd say.

kingfc22 01-15-2020 09:43 AM

Quote:

Originally Posted by GrantDawg (Post 3261949)
#neverWarren #PrimaryWarren #lyingLiz are all trending right now. All that does to me is confirm "Bernie Bros" are the MAGA gang of the left.


I’d agree with that.

Ben E Lou 01-15-2020 09:45 AM

Quote:

Originally Posted by JPhillips (Post 3261959)
Neither one can win without the supporters of the other. So, good night for Biden, I'd say.

Or Trump, if Warren or Bernie get the nomination.

ISiddiqui 01-15-2020 10:56 AM

So Biden reveals a bit of the stories of his tragedies bit by bit over debates, but I'm kind of struck by all the stuff he's had to deal with in his life. Grew up a huge stutterer which he had to master. Ends up being elected as a Senator (6th youngest US Senator in history). But right as he's taken office his wife and one year daughter die in a car crash (which also severely injures his two young sons). And then, while he's Vice President, his (probably favorite) son gets cancer and dies at the age of 46.

The fact that he's still an optimistic guy is stunning to me. I've known people who have become bitter for far, far less.

cuervo72 01-15-2020 03:35 PM

Quote:

Originally Posted by Ben E Lou (Post 3261963)
Or Trump, if Warren or Bernie get the nomination.


Crossing threads!


PilotMan 01-15-2020 05:24 PM

Quote:

Originally Posted by GrantDawg (Post 3261949)
#neverWarren #PrimaryWarren #lyingLiz are all trending right now. All that does to me is confirm "Bernie Bros" are the MAGA gang of the left.


Exactly what I've come to think.

Izulde 01-15-2020 05:29 PM

Quote:

Originally Posted by GrantDawg (Post 3261949)
#neverWarren #PrimaryWarren #lyingLiz are all trending right now. All that does to me is confirm "Bernie Bros" are the MAGA gang of the left.


I mean, they were the MAGA gang of the left in 2016, too. Nothing has changed.

ISiddiqui 01-15-2020 08:50 PM

Seems like the audio has been released of the post debate confrontation between Warren and Sanders. Apparently Warren said "I think you called me a liar on national TV" and Sanders said "Let's not do this right now" and suggested having the discussion later. Sanders also suggested Warren called him a liar before saying let's do this later.

Sounds like both misinterpreted what the other said because it seems both believe what they are saying is true as opposed to one of them making up a lie for political reasons.

Sent from my Pixel 4 XL using Tapatalk

Edward64 01-15-2020 10:27 PM

The progressives' Mom & Dad arguing.

https://www.cnn.com/2020/01/15/polit...dio/index.html
Quote:

"I think you called me a liar on national TV," Warren can be heard saying.

"What?" Sanders responded.

"I think you called me a liar on national TV," she repeated.

"You know, let's not do it right now. If you want to have that discussion, we'll have that discussion," Sanders said, to which Warren replied, "Anytime."

"You called me a liar," Sanders continued. "You told me -- all right, let's not do it now."

After their exchange, fellow Democratic candidate Tom Steyer, who had been standing behind the two senators, can be heard saying, "I don't want to get in the middle. I just want to say hi Bernie."

molson 01-17-2020 11:04 AM

Quote:

Originally Posted by Edward64 (Post 3262026)
The progressives' Mom & Dad arguing.

https://www.cnn.com/2020/01/15/polit...dio/index.html


I'm sure everybody's seen it but the video of his is hilarious, especially Tom Steyer and Sanders' response to him.

Warren to Sanders: 'You called me a liar' - YouTube

Warren comes off as super-fake in this whole thing to me.

I believe Warren intentionally twisted around something Sanders said innocently as a desperation move for Iowa. It kind of fits her MO.

Atocep 01-17-2020 11:52 AM

Not a good look for Warren. I think this sticks with her negatively more than it does Bernie. If it bothered her then why sit on it until now? Dropping it 3 weeks before Iowa is terrible optics.

The worst part of this is it has the Bernie Bros all fired up and Bernie Broing all over the internet.

bob 01-17-2020 12:19 PM

"I don't want to get into the middle of this, I just want to say hi" might as well be the Steyer 2020 campaign slogan.

stevew 01-17-2020 05:34 PM

Warren releasing a video of her older brothers having a sit down is such a bad look. They’re ancient, for the lack of a better term. She’s always appeared much more youthful than her age but it’s a stupid look. Between that vid and the infamous “I might be a Native American after all” vid I just wonder what idiot is advising her.

Atocep 01-20-2020 10:59 PM

Biden loves hitting those big lobbyist talking points when it comes to marijuana and video games.

NobodyHere 01-21-2020 11:19 AM

Ouch

https://www.cnn.com/2020/01/21/polit...ary/index.html

I. J. Reilly 01-21-2020 11:36 AM

Heh, I'm sure Bernie Bro's will have a calm and well reasoned response to this.

Arles 01-21-2020 11:56 AM

The more I watch Bernie, the more he resembles a liberal Ross Perot. He tells everyone in the base exactly what they want to hear - but has no chance in hell of getting even 1/10 of his plan passed in congress. Then, when the adults in the party realize this and try to pick someone else, a large group of Bernie Kool-Aid drinkers want to take their ball and go home. I'm not sure he is really helping the democratic party at this point.

Atocep 01-21-2020 12:08 PM

Quote:

Originally Posted by Arles (Post 3262477)
The more I watch Bernie, the more he resembles a liberal Ross Perot. He tells everyone in the base exactly what they want to hear - but has no chance in hell of getting even 1/10 of his plan passed in congress. Then, when the adults in the party realize this and try to pick someone else, a large group of Bernie Kool-Aid drinkers want to take their ball and go home. I'm not sure he is really helping the democratic party at this point.


He gets credit for pushing some talking points and policy proposals to the forefront, but as a candidate he does more damage than good. He will not bow out until he's forced to, continues to whine about a party he wasn't part of until he ran for president not supporting him, and his supporters are so toxic they push people away from the party. He's also refused to say he'll support the dem nominee. That's a softball question that he failed. Not a surprise at all that few in the party like him.

His supporters will whine again when he loses and bitch about the process being rigged. They won't be able to convince themselves that Trump is closer to their ideals than Biden (or whoever wins) this time so it will be interesting to see how those that choose to stay home rationalize it.

JPhillips 01-21-2020 12:47 PM

The NYTimes video with Bernie talking about saying Happy Birthday is a great encapsulation of his strengths and weaknesses. He won't give someone a bullshit Happy birthday because he's always honest, but he admits people are happy to hear it and it's effective.

ISiddiqui 01-21-2020 12:55 PM

The strangest thing about Bernie supporters now is calling Warren a "Republican". Not even that she used to be a Republican so hasn't been progressive since they could walk - no, she's a Republican NOW... which... uh... what?!

Kodos 01-21-2020 01:54 PM

Extremists on both the left and right suck.

PilotMan 01-21-2020 02:47 PM

Quote:

Originally Posted by Kodos (Post 3262486)
Extremists on both the left and right suck.



+1

Edward64 01-24-2020 01:05 PM

I'm surprised Warren didn't have a better answer. I am same with the guy, I feel I gave up other stuff so I could save for college. I see merit in giving relief to borrowers for the better good (not necessarily straight out forgiveness) so hopefully she (and Sanders) have a better answer to what I am sure will be a repeated question in upcoming debates.

Elizabeth Warren Confronted by Father About Student Loan Plan in Iowa: 'Those of Us That Did the Right Thing Get Screwed?'
Quote:

Senator Elizabeth Warren got into a heated confrontation with a father upset over the Democratic presidential candidate's student loan debt forgiveness plan at a campaign event in Iowa this week.

A video showing the man engaging in the exchange with Warren was posted to a pro-Trump Twitter account on Tuesday. The man, who identifies himself as a father that paid for his daughter to attend college, appears to resent the idea of Warren's plan to forgive student loan debt that has yet to be paid.

"My daughter's getting out of school, I saved all my money, she doesn't have any student loans," the man asked Warren in the video. "Am I going to get my money back?"

"Of course not," responded the senator.


The man then became visibly upset, claiming that debt forgiveness for others would mean he got "screwed" because he had already paid for his daughter's tuition.

"So, you're going to pay for people who didn't save any money and those of us that did the right thing get screwed," said the man.

Warren disputed the man's assertion that he'd be "screwed" under her plan. The man insisted that he would be because his friend had spent money in different ways.

"Of course we did. My buddy had fun, bought a car, went on vacation," the man protested. "I saved my money. He made more than I did, but I worked a double shift... since my daughter was 10."


Warren did not respond to the comments but appeared to crack a smile, which further angered the man.

"You're laughing," said the man, before Warren denied having done so.

"Yeah, that's exactly what you're doing. We did the right thing and we got screwed," the man said before angrily walking off. Warren said she "appreciated" the interaction with the man as he walked away.

Warren has vowed to cancel student loan debt up to $50,000 for close to 42 million borrowers if elected president. The senator recently announced that she plans to fulfill the debt forgiveness promise, even without the approval of Congress, by directing the Department of Education to modify loans and eliminate debt.

Warren's student loan forgiveness plan differs based on income, with the highest earners being ineligible for forgiveness. Different schemes have been proposed by other 2020 Democratic presidential candidates. Senator Bernie Sanders proposes cancelling all $1.6 trillion of U.S. student loan debt, regardless of income.

ISiddiqui 01-24-2020 01:26 PM

I don't get people that get mad about it myself. Like did people who saved for retirement get pissed off that Social Security was created? Or Medicare? Yes, you don't get the benefit, but this helps millions of people going forward. There is no reason, IMO, to stop something that has a massive benefit for people as well as the economy because people beforehand had to plan for it in more detail.

I don't have any undergraduate student loans. All of that has been paid. Any loans I have are from law school. Now if the only thing Warren or Sanders could get done was forgive undergraduate student loans, I would still be for it. Because it would benefit society, even if I don't personally benefit and even though I had to do things a bit differently.

Galaril 01-24-2020 01:31 PM

Quote:

Originally Posted by ISiddiqui (Post 3262762)
I don't get people that get mad about it myself. Like did people who saved for retirement get pissed off that Social Security was created? Or Medicare? Yes, you don't get the benefit, but this helps millions of people going forward. There is no reason, IMO, to stop something that has a massive benefit for people as well as the economy because people beforehand had to plan for it in more detail.


Well I can see there point if they are defaulted on the student debt. They chose to take a loan which means they should be expected to pay it. My mortgage is burden on me should I get it paid by the government? If they were swindled somehow into a bad education from one of those fake colleges for profit that is a different story. To me it pandering to a large group of Americas to solicit there votes.

NobodyHere 01-24-2020 01:45 PM

This is why I like Yang, with his $1000/month idea, student borrowers can pay off their loan and other people can do what they wish with the money.

ISiddiqui 01-24-2020 01:46 PM

Defaulted may be a separate conversation, but I also know that in the recent bankruptcy bill they made student loan amounts non-dischargeable in bankruptcy. Which just seems wrong (and was considered to be a WTF at the time).

Also I think it's different than mortgage payments for the reason that it will be part of eliminating student loan debt for (at least public) college going forward.

edit: I also think there is a realization that things have gotten insane in the tuition world. When I went to Emory Law School 18 years ago my tuition was $26,000 a year - which seemed like a pretty high amount. It's now $58,000 a year!! In less than 20 years! I can't wrap my head around it.

Edward64 01-24-2020 02:03 PM

Quote:

Originally Posted by ISiddiqui (Post 3262762)
I don't get people that get mad about it myself. Like did people who saved for retirement get pissed off that Social Security was created? Or Medicare? Yes, you don't get the benefit, but this helps millions of people going forward. There is no reason, IMO, to stop something that has a massive benefit for people as well as the economy because people beforehand had to plan for it in more detail.

I don't have any undergraduate student loans. All of that has been paid. Any loans I have are from law school. Now if the only thing Warren or Sanders could get done was forgive undergraduate student loans, I would still be for it. Because it would benefit society, even if I don't personally benefit and even though I had to do things a bit differently.


I don't get the SS or Medicare counter. The person that saved for retirement will still get the benefit of SS and Medicare. The person that saved and paid for kid(s) college education will not get any equivalent compensation.

I do agree with you it is for the greater good but why forgiveness vs some other sort of relief (e.g. community or like service)?

NobodyHere 01-24-2020 02:06 PM

Was Warren complaining about students loans when she was making $400,000/year teaching?

thesloppy 01-24-2020 02:09 PM

I feel like the guy kind of has a point, but I also feel like someone who judges the state of their world according to their friends' and neighbors' stuff will never be satisfied (and/or vote Democrat). Warren should've noted that under her plan he wouldn't see any kind of relief, but his children would ostensibly be saved from shouldering the same burden, or an even larger one, considering the trend in tuition.

NobodyHere 01-24-2020 02:10 PM

Quote:

Originally Posted by Edward64 (Post 3262776)
I don't get the SS or Medicare counter. The person that saved for retirement will still get the benefit of SS and Medicare. The person that saved and paid for kid(s) college education will not get any equivalent compensation.

I do agree with you it is for the greater good but why forgiveness vs some other sort of relief (e.g. community or like service)?


The elderly when SS and Medicare was passed got a pretty sweet deal. They got the benefits while not having to put anything in. That's probably the comparison.

Then again it's not like there's anything saved for Social Security right now except a bunch of IOUs which will be paid by current and future working classes. I wish I could opt out.

ISiddiqui 01-24-2020 02:19 PM

Quote:

Originally Posted by Edward64 (Post 3262776)
I don't get the SS or Medicare counter. The person that saved for retirement will still get the benefit of SS and Medicare.


What if you are 80 years old and then they pass Social Security for 65+? That's 15 years you had to scrimp a bit.

Quote:

Originally Posted by thesloppy (Post 3262778)
Warren should've noted that under her plan he wouldn't see any kind of relief, but his children would ostensibly be saved from shouldering the same burden, or an even larger one, considering the trend in tuition.


That's a good point.

Edward64 01-24-2020 02:27 PM

Quote:

Originally Posted by ISiddiqui (Post 3262780)
What if you are 80 years old and then they pass Social Security for 65+? That's 15 years you had to scrimp a bit.


He did not make a conscious decision to get into debt and at least he got something for nothing.

Why forgiveness and not relief in some other way (e.g. community service or like)?

ISiddiqui 01-24-2020 02:34 PM

Quote:

My buddy had fun, bought a car, went on vacation," the man protested. "I saved my money. He made more than I did, but I worked a double shift...

You don't think the same would apply for those who saved for retirement, only to find the government was going to pay a retirement benefit?

Radii 01-24-2020 02:36 PM

Quote:

Originally Posted by ISiddiqui (Post 3262762)
Because it would benefit society, even if I don't personally benefit and even though I had to do things a bit differently.


Yes. There is such a sense of entitlement here. Someone capable of doing something like making enough money to pay for college without loans thinks this is about them, and not the countless families whose station in life provides them no possible way to pay for the current costs of college who are the focus of this kind of a plan.

NobodyHere 01-24-2020 02:43 PM

Quote:

Originally Posted by Radii (Post 3262784)
Yes. There is such a sense of entitlement here. Someone capable of doing something like making enough money to pay for college without loans thinks this is about them, and not the countless families whose station in life provides them no possible way to pay for the current costs of college who are the focus of this kind of a plan.


Not wanting to pay someone else's bills is a sense of entitlement now?

Radii 01-24-2020 02:51 PM

Quote:

Originally Posted by NobodyHere (Post 3262787)
Not wanting to pay someone else's bills is a sense of entitlement now?


If he was expressing concern about taxes and the cost for Warren's program, then I see your point. But to take a bill designed to help a huge number of people buried from the wealth and income gaps in the US and to say "why don't I get something too" is incredibly offensive IMO.

ISiddiqui 01-24-2020 02:57 PM

I mean how do we normally react when someone gets peeved they have to pay for someone else's public high school bills (you said paying for someone else's bills... paying for someone else's debt forgiveness is a separate question, but I feel it should be considered similarly)?

NobodyHere 01-24-2020 03:00 PM

Quote:

Originally Posted by Radii (Post 3262789)
If he was expressing concern about taxes and the cost for Warren's program, then I see your point. But to take a bill designed to help a huge number of people buried from the wealth and income gaps in the US and to say "why don't I get something too" is incredibly offensive IMO.


I sympathize with the guy in the article. I find it offensive that Warren's program is going to reward poor financial decision making on the backs of people who made wiser choices.

Nobody forced you to take out a student loan.

JPhillips 01-24-2020 03:12 PM

There's been a major marketing fail by the Dems on this. They should talk about expanding public education, not free college or debt forgiveness.

Radii 01-24-2020 03:12 PM

Quote:

Originally Posted by NobodyHere (Post 3262791)
I sympathize with the guy in the article. I find it offensive that Warren's program is going to reward poor financial decision making on the backs of people who made wiser choices.

Nobody forced you to take out a student loan.


Oh definitely. Its really best for all of us if the lower class and peasants aren't educated in the first place. If you can't afford $40,000 out of pocket (average'ish in state public university cost for a 4 year degree) then education just isn't for you.

ISiddiqui 01-24-2020 03:19 PM

Quote:

Originally Posted by JPhillips (Post 3262793)
There's been a major marketing fail by the Dems on this. They should talk about expanding public education, not free college or debt forgiveness.


But that's just Sanders and Warren on this. No one should be surprised Sanders is for it, of course.

Biden, Buttigieg, Klobuchar, Yang are speaking more about reducing the debt burdens and/or expanding low cost public education. At most there is talk of free public college from that section of the party.

NobodyHere 01-24-2020 03:20 PM

Or you could save up, get scholarships, work through college, start with a community college, choose a lucrative field etc...

You wouldn't be drowning in student loans then.

PilotMan 01-24-2020 03:21 PM

Quote:

Originally Posted by Radii (Post 3262794)
If you can't afford $40,000 out of pocket (average'ish in state public university cost for a 4 year degree) then education just isn't for you.



I take exception to this. It's only accurate IF the school you want is close enough that you can live at home. IF, it's not, and IF you have to figure room and board, you can double this. The average net cost for NKU, which is about 15 minutes away, for my family income figures to be closer to 50k for 4 years NET, as in after scholarships, awards, and grants. Not including room and board. We're looking at a cost of 20k per year for EKU, which is a 90 minute drive away, not including extra fees for the program. Also, it's Kentucky. It's one of the most affordable states in the entire US. It's not like we're talking UCLA or SUNY.



Hard to pass things up when a college degree will get you further in life than not having one. Some people may get one and still blow it, and some people can succeed without one, but by and large, the upsides outweigh the down considerably.

thesloppy 01-24-2020 03:34 PM

Quote:

Originally Posted by NobodyHere (Post 3262797)
Or you could save up, get scholarships, work through college, start with a community college, choose a lucrative field etc...

You wouldn't be drowning in student loans then.


I think this is good common sense. But these are also a strategies that aren't quite often presented to the kids themselves, and something a lot of kids of a certain age or circumstance wouldn't understand even if it were presented to them. $40,000 is an absurd sum of money to most teenagers.

JPhillips 01-24-2020 03:48 PM

Quote:

Originally Posted by NobodyHere (Post 3262797)
Or you could save up, get scholarships, work through college, start with a community college, choose a lucrative field etc...

You wouldn't be drowning in student loans then.


What if I told you the degree doesn't matter as much as the skills learned?

What if I told you that changing careers, not just jobs, is normal?

What if I told you there aren't enough "lucrative fields" for everyone that goes to college?

What if I told you starting with a community college puts some kids at a disadvantage when they transfer and are competing with students who have two years of experience and relationships at the four year institution?

I'm not a free college supporter, mostly for polling reasons, but there's no doubt increased costs is a much greater factor than poor choices by students.

NobodyHere 01-24-2020 03:54 PM

Quote:

Originally Posted by JPhillips (Post 3262803)
What if I told you the degree doesn't matter as much as the skills learned?

What if I told you that changing careers, not just jobs, is normal?

What if I told you there aren't enough "lucrative fields" for everyone that goes to college?

What if I told you starting with a community college puts some kids at a disadvantage when they transfer and are competing with students who have two years of experience and relationships at the four year institution?

I'm not a free college supporter, mostly for polling reasons, but there's no doubt increased costs is a much greater factor than poor choices by students.

Maybe you should look into trade schools?

If you think you're going to change careers then perhaps you should think before taking out a large student loan.

If the job prospects aren't good then again don't take out a student loan.

I would ask you for some stats.

Costs are also increased by the fact we hand out student loans like candy.

ISiddiqui 01-24-2020 03:57 PM

That seems a LOT of hindsight is 20/20 stuff there.

RainMaker 01-24-2020 04:11 PM

Quote:

Originally Posted by Edward64 (Post 3262758)
I'm surprised Warren didn't have a better answer. I am same with the guy, I feel I gave up other stuff so I could save for college. I see merit in giving relief to borrowers for the better good (not necessarily straight out forgiveness) so hopefully she (and Sanders) have a better answer to what I am sure will be a repeated question in upcoming debates.

Elizabeth Warren Confronted by Father About Student Loan Plan in Iowa: 'Those of Us That Did the Right Thing Get Screwed?'



My Grandfather died from the flu 30 years ago. I am not mad that they have a vaccine widely available today (nor would I imagine he would be). When we increase military pay, shouldn't all the old soldiers be angry they didn't get it back in the day?

Just a weird argument that you can't change anything because it would somehow be an insult to people in the past.

RainMaker 01-24-2020 04:13 PM

Quote:

Originally Posted by NobodyHere (Post 3262806)
Costs are also increased by the fact we hand out student loans like candy.



I would argue costs also increase because of lack of funding due to the fact college aged kids are an incredibly small voting demographic. And the older generation loves to fuck the younger ones.

JPhillips 01-24-2020 04:20 PM

BLS says the average worker will change careers 5-7 times in their lifetime.

There are already a roughly equal number of students in trade schools and public universities.

How do you know job prospects for when you're forty?

College degree holders make more over their lifetime than do Associate degree holders, who out earn HS diploma holders. Getting any degree is still a better choice than stopping at a HS diploma.

The average public university cost has risen by around 200% since just 2000. It's much higher than even medical costs.

Since the recession jobs for those without any college have decreased while jobs for some college and degree holders have increased.

Certainly colleges cause some of the problems, but that isn't the fault of the students. For them, the need for a degree has increased, the benefits of a degree have increased, and the costs of obtaining a degree have greatly increased.

molson 01-24-2020 04:22 PM

Quote:

Originally Posted by RainMaker (Post 3262812)
My Grandfather died from the flu 30 years ago. I am not mad that they have a vaccine widely available today (nor would I imagine he would be). When we increase military pay, shouldn't all the old soldiers be angry they didn't get it back in the day?

Just a weird argument that you can't change anything because it would somehow be an insult to people in the past.


I think there's just something different psychologically on the table when you're making choices based on your available information at the time. Your grandfather didn't choose to die from the flu. Soldiers didn't choose to make less money.

But imagine you had two choices for college 20 years ago - your dream school, that would put you in deep debt, or your safety public party school, which would leave you with minimal debt. The prudent thing might be to go to the safety school, and forgo that once in a lifetime opportunity (or not go to college at all). Same with the father that talked to Warren. He could choose to take vacations and fix up the house, or save for his children's future. He choice to save for his children's future. Under Warren's plan, he made that sacrifice and missed out on those life opportunities for nothing.

I don't think he's "screwed", shit happens in life and we don't have a crystal ball, and society marches forward, so tough shit to him. But I think it's psychologically different than some new shiny thing coming along that the last generation didn't have. It's about a prudent, responsible decision being the wrong one with the benefit of hindsight. That's tough to swallow for some people. It's like going to the gym for months and not seeing results. It offends our internal sense of fairness. But, life's not fair. Being too conservative and prudent and living for tomorrow is a risk too, you might get hit by a bus or something and all of your life planning amounted to nothing. Every time I put extra money away in a retirement account I wonder if the world will be so fucked in 20 years that I might as well just spend it now. (and I hedge on those feelings a bit by making sure I travel and see the world now, and don't rely TOO much on the idea of a happy tomorrow).

I understand why people are frustrated. Not sure that should matter to whether its good policy. But I remember one of these proposals including some kind of tax credit or something for people who paid off loans.

RainMaker 01-24-2020 08:17 PM

There are weird psychological things at play. And we are dealing with an older generation that is arguably as selfish as we've ever seen.

Just seems this stuff only comes up when it comes to giving younger generations something. Not a lot of anger over tax cuts. Lot of companies could complain its not fair they had to pay the higher rate for decades.

If you're against bettering the world because you didn't get those benefits, you're a selfish human being.

NobodyHere 01-24-2020 08:42 PM

Quote:

Originally Posted by RainMaker (Post 3262834)
There are weird psychological things at play. And we are dealing with an older generation that is arguably as selfish as we've ever seen.

Just seems this stuff only comes up when it comes to giving younger generations something. Not a lot of anger over tax cuts. Lot of companies could complain its not fair they had to pay the higher rate for decades.

If you're against bettering the world because you didn't get those benefits, you're a selfish human being.


So people who work hard and pay their own debts are selfish because they don't want to pay the debts of people who don't want to pay their own?

thesloppy 01-24-2020 09:06 PM

Kinda? This guy *was* supposedly talking about a friend, he could've just as easily thought/said "hey I don't get the benefit, but at least my friend does and that's worth something" rather than "I don't want my friend to get a nickle more than me". I'm not saying I would necessarily act/think any differently in that situation (which we know very little about) but selfish (or self-centered if you prefer) seems like a fair enough description.

NobodyHere 01-24-2020 09:13 PM

Quote:

Originally Posted by thesloppy (Post 3262837)
Kinda? This guy *was* supposedly talking about a friend, he could've just as easily thought/said "hey I don't get the benefit, but at least my friend does and that's worth something" rather than "I don't want my friend to get a nickle more than me". I'm not saying I would necessarily act/think any differently in that situation (which we know very little about) but selfish (or self-centered if you prefer) seems like a fair enough description.


But why should he? Why should he be happy for paying for his neighbors irresponsibility when he himself payed for the debts he VOLUNTARILY took on?

Next you'll be telling me that we should pay for a new car for a drunk driver that crashed his car. I mean you should be happy that the drunk driver is getting a new car right?

Edward64 01-24-2020 09:20 PM

Quote:

Originally Posted by RainMaker (Post 3262834)
There are weird psychological things at play. And we are dealing with an older generation that is arguably as selfish as we've ever seen.


Oh great. Blame it on the boomers again, ageism at play. Pg 176 seems to dispute your hypothesis. Its not as much age as it is political association/philosophy ... well, I guess this means it could be racism since GOP is predominantly white ...

https://morningconsult.com/wp-conten...RVs_v2_CHE.pdf

thesloppy 01-24-2020 09:25 PM

Quote:

Originally Posted by NobodyHere (Post 3262838)
But why should he? Why should he be happy for paying for his neighbors irresponsibility when he himself payed for the debts he VOLUNTARILY took out?

Next you'll be telling me that we should pay for a new car for a drunk driver that crashed his car. I mean you should be happy that the drunk driver is getting a new car right?


He should have chosen a more lucrative field.

Let's not pretend a drunk driver getting in a crash is comparable to a friend putting their kid through college on loans.

lungs 01-24-2020 09:30 PM

Quote:

Originally Posted by RainMaker (Post 3262834)
Just seems this stuff only comes up when it comes to giving younger generations something. Not a lot of anger over tax cuts. Lot of companies could complain its not fair they had to pay the higher rate for decades.


Along these lines, I'm starting to see signs that the farm lobby is going to push for another big round of subsidies or welfare (depending on your preferred nomenclature). The original case for the MFP payments was to mitigate damage from trade renegotiation. The new argument is that trade deals take a while to kick in so more welfsidies would be prudent. Last year's round was $28 billion. How much is taken out in student loans each year?

NobodyHere 01-24-2020 09:37 PM

Quote:

Originally Posted by thesloppy (Post 3262840)
He should have chosen a more lucrative field.

Let's not pretend a drunk driver getting in a crash is comparable to a friend putting their kid through college on loans.


Why is the person that paid his debts the bad person here?

It is comparable though because people should pay for their VOLUNTARY actions right?

NobodyHere 01-24-2020 09:39 PM

So I'm judging from this thread that FOFC doesn't believe in peronal responsibility anymore?

JPhillips 01-24-2020 09:49 PM

Quote:

Originally Posted by NobodyHere (Post 3262842)
Why is the person that paid his debts the bad person here?

It is comparable though because people should pay for their VOLUNTARY actions right?


Do you support public free high schools?

Why arbitrarily stop at grade twelve?

thesloppy 01-24-2020 09:59 PM

Who says he's a bad person? Why is the other guy irresponsible? It never said he wasn't paying his loans. I don't necessarily agree with a lot of the judgments you're making. Likewise, I think being selfish isn't necessarily a bad thing in this day and age, you're just not going to get a medal for it.

I do think the dude has a point to some degree, as I said before, but on the other hand we all have to pay part of our friends' and neighbors' debts as part of society. In the case of school debt, just due to the scale of the problem it's going to be a bitter pill to swallow, and it will be impossible to come up with an answer that satisfies everybody, financially or otherwise, but is that an acceptable reason to not address the issue for the future? Further, this fellow IS likely to get indirect benefit out of the program if he considers that some of his own friends and family (or future family) are bound to be relieved of that much debt and worry. Maybe he can hang out with his friends that much more often if they don't have to work the doubles he had to, maybe he gets that much more time with his kids and grandkids. He's not a bad person for ignoring everything but his neighbor's bank account, but he is self centered.

ISiddiqui 01-25-2020 12:46 AM

The amusing thing to me is that this guy isn't talking about saving money for his own tuition payments, he's talking about saving for his DAUGHTER's payments. What did his daughter do to deserve said windfall? What about the kid who's father passed away when they were young and therefore didn't have someone saving on their behalf? Maybe he's pissed that he had to work multiple jobs and take out loans to get the same college opportunities as this woman who got it handed it to her by her father.

The dad's daughter didn't work hard for the money. She could be a complete fuck up like the friend the dad is complaining about in the question. So fairness may indeed be in the eye of the beholder.

The question should be does this benefit society as a whole. Saying I'm against this because it's not fair personally to me even though it benefits society is indeed kinda selfish. If he doesn't think it benefits society, just say so instead of framing it as what about me.

Sent from my Pixel 4 XL using Tapatalk

Chief Rum 01-25-2020 12:47 AM

Quote:

Originally Posted by thesloppy (Post 3262846)
Who says he's a bad person?



Quote:

Originally Posted by thesloppy (Post 3262837)
Kinda? This guy *was* supposedly talking about a friend, he could've just as easily thought/said "hey I don't get the benefit, but at least my friend does and that's worth something" rather than "I don't want my friend to get a nickle more than me". I'm not saying I would necessarily act/think any differently in that situation (which we know very little about) but selfish (or self-centered if you prefer) seems like a fair enough description.


:shrug:

Edward64 01-25-2020 12:39 PM

Quote:

Originally Posted by NobodyHere (Post 3262843)
So I'm judging from this thread that FOFC doesn't believe in peronal responsibility anymore?


I’m with you. It’s strange how this conversation has turned to .... father being the ‘bad guy’ and selfish.

thesloppy 01-25-2020 12:58 PM

The fact that he's a father has nothing to do with the matter of course. Do you all actually believe that being labeled selfish is that remarkable in this day and age? What word would you use to describe someone who would prefer to deny a friend (and everyone else) a benefit strictly because they don't get any? I'm certainly open to suggestion.

NobodyHere 01-25-2020 01:31 PM

The selfish ones are the people who think other people should pay their debts that they voluntarily took out.

Remember somebody (like the father) has to pay for these benefits.

thesloppy 01-25-2020 01:35 PM

If we were running some kind of balanced economy that might be true. Who has to pay for the forgiveness of Federal loans? It's essentially a tax cut for the folks with student loans, not a tax increase for the dad. It literally costs him nothing. You could say it will still cost him indirectly because of the deficit it creates, but deficit appears to be somewhat of a moot point these days.

I can understand all of YOUR concerns about taxes and the indirect costs, but as noted by someone else above, he never said a thing about any of that. He never said his friend wasn't paying his debts. He only asked if he was going to get his money back because he worked double shifts while his higher paid friend bought a car and went on vacation. Don't ding me for calling this particular dude self-centered because we haven't made the same assumptions about concerns he never voiced.

Finally, based a little on his choice of language and his a-little-too-on-the-nose Goofus & Gallant story featuring ten years of double shifts, I think there's a non-zero chance this dude was a plant.

NobodyHere 01-25-2020 01:44 PM

Guys, I have a confession.

I need a new car. Will you all please buy me a new car that I choose?

We all know cars are needed for today's society.

If you don't help out then you're selfish

larrymcg421 01-25-2020 02:04 PM

Quote:

Originally Posted by NobodyHere (Post 3262877)
Guys, I have a confession.

I need a new car. Will you all please buy me a new car that I choose?

We all know cars are needed for today's society.

If you don't help out then you're selfish


No, but I'll gladly support some kind of tax credit program that can help struggling people afford cars, despite the fact that I was responsible and already bought my car without that credit.

thesloppy 01-25-2020 02:44 PM

Quote:

Originally Posted by NobodyHere (Post 3262877)
Guys, I have a confession.

I need a new car. Will you all please buy me a new car that I choose?

We all know cars are needed for today's society.

If you don't help out then you're selfish


There is no analogy necessary. If you have student debt I will vote to have it forgiven and gladly pay my share despite not having a degree or any student loans of my own.

I don't own a car, but if you do I already pay for your car to be safe, I pay for the highways you commute on, and I may have even paid to keep the manufacturer of your vehicle in business. "Am I going to get my money back?"

Lathum 01-25-2020 03:07 PM

Quote:

Originally Posted by NobodyHere (Post 3262787)
Not wanting to pay someone else's bills is a sense of entitlement now?


Do you realize how often you pay other peoples bills already?

Quote:

Originally Posted by NobodyHere (Post 3262806)
Maybe you should look into trade schools?

If you think you're going to change careers then perhaps you should think before taking out a large student loan.

If the job prospects aren't good then again don't take out a student loan.

I would ask you for some stats.

Costs are also increased by the fact we hand out student loans like candy.


Did you know all that when you were 17-19 years old?


Quote:

Originally Posted by Edward64 (Post 3262871)
I’m with you. It’s strange how this conversation has turned to .... father being the ‘bad guy’ and selfish.


If your first inclination is to look at a program that will help millions of your fellow Americans and likely stimulate the economy and say "fuck those people" then you are selfish. This guy is in Iowa, I wonder how many of his buddies got farm bail outs?

My wife and I are fortunate. She has a phenomenal job and makes more money than we ever thought we would. We worked hard and paid off all out student loan debt and have money in the bank for kids college funds. My first thought about this is it would be great for all these people and think about all they could do with the extra money.

Edward64 01-25-2020 03:50 PM

Quote:

Originally Posted by Lathum (Post 3262880)
If your first inclination is to look at a program that will help millions of your fellow Americans and likely stimulate the economy and say "fuck those people" then you are selfish. This guy is in Iowa, I wonder how many of his buddies got farm bail outs?

My wife and I are fortunate. She has a phenomenal job and makes more money than we ever thought we would. We worked hard and paid off all out student loan debt and have money in the bank for kids college funds. My first thought about this is it would be great for all these people and think about all they could do with the extra money.


So you think I'm selfish now?
Quote:

Originally Posted by Edward64 (Post 3262776)
I don't get the SS or Medicare counter. The person that saved for retirement will still get the benefit of SS and Medicare. The person that saved and paid for kid(s) college education will not get any equivalent compensation.

I do agree with you it is for the greater good but why forgiveness vs some other sort of relief (e.g. community or like service)?

So why forgiveness and not have them pay back some of that loan through community service? Haven't heard any advocates support that.

Edward64 01-25-2020 04:04 PM

I think what might be helpful is to define terms. If you don't like the ones below, feel free to propose others.

Selfishness - Wikipedia
Quote:

Selfishness is being concerned excessively or exclusively, for oneself or one's own advantage, pleasure, or welfare, regardless of others.[1][2]


Selfish | Definition of Selfish by Merriam-Webster
Quote:

1: concerned excessively or exclusively with oneself : seeking or concentrating on one's own advantage, pleasure, or well-being without regard for others

2: arising from concern with one's own welfare or advantage in disregard of others

The common theme is "regardless or disregard of others".

I think the reason why I disagree with saying this person is "selfish" (especially in the seemingly negative connotation that its being used in this discussion) is because his ask is not "without regard/disregard for others".

He's not saying his neighbor should get forgiveness, he's saying where is mine?

Edward64 01-25-2020 04:09 PM

Quote:

Originally Posted by NobodyHere (Post 3262877)
Guys, I have a confession.

I need a new car. Will you all please buy me a new car that I choose?

We all know cars are needed for today's society.

If you don't help out then you're selfish


Funny you should bring this up, we just bought our daughter a car. I wouldn't mind a free handout on the purchase.

It was under < $50K and it does help the economy!


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