Windows 11 is now available if you want to upgrade from Windows 10. I have just done it myself and it was pretty stress-free. There is nothing in it that I can see which would make you want to update from W10 apart from wanting to be an early adopter. I told myself that I could wait but, when the chance came, I thought "Why not?"
There are some hardware requirements if you are thinking of going ahead with it. You need to do the PC Health Check first.
Windows 11 available on October 5 | Windows Experience Blog
It says there that W11 will roll out in a phased manner but you can also go ahead and complete the process now if you want by going here:
Download Windows 11