I am a southerner that relocated up here a decade ago, but my experience has been mostly the same as Castlerock's. I get on a plan with the oil provider and pay one bill for the entire year. It has a fixed cost so the cost won't go up if the price of oil goes up. I can choose to purchase downside protection in case the price of oil drops, but i have not chosen to do so.
It never runs out, they always fill it up and any amount that I end up not using at the end of the year just gets refunded back to me for the next year's bill (or refund in check if I choose to go elsewhere).
As for safety issues, I'm sure both can be dangerous if in an unsafe situation. I know there are tons of news stories up here about houses blowing up from gas lines. I don't usually hear those type of news about oil but I am sure there are those too.
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Couch to ??k - From the couch to a Marathon in roughly 18 months.
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