I just wanted to say that I agree with you. Sometimes I look at Hatstats and wonder how much more I'd enjoy cruising through another series, but then realize it would be more harmful in the long run. Sure I COULD be in 1st in some places, but would have my ass handed to me on a weekly basis next season in D4. Right now I'm content with building up the defense knowing I can eventually switch to playmaking when I get further along.
Good for you for sticking to your guns and not worrying about immediate small improvements