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I got fed with banks many years ago, not because of any big screw-ups but because they charged too much for service. I have been very happy as a credit union customer. Most credit unions belong to a network that allows you to use other credit unions' ATMs without a fee, and at least where I live, there are plenty of credit unions around. So there's no inconvenience at all. I really don't see why anyone who can choose a credit union instead opts to do business with a bank.
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